Finance calculator
See your real monthly payment with tax and fees, compare loan lengths, and find out what you can afford. Free, and no account needed.
Your numbers
The car
Leave 0 if none.
Added to your loan if you owe more than it's worth.
The loan
Fills in a typical rate. Yours may differ.
Tax and fees
Base state rate. Local taxes can add more.
Doc, title and registration.
Pay it off faster
Estimated monthly payment
$614
for 60 months at 9% APR
| Car price | $30,000 |
| Sales tax | $1,800 |
| Fees | $800 |
| Out-the-door price | $32,600 |
| Down payment | -$3,000 |
| Trade-in equity | -$0 |
| Amount you borrow | $29,600 |
| Total interest | $7,267 |
| Total of all payments | $36,867 |
Compare loan lengths
| Length | Monthly | Interest | Total |
|---|---|---|---|
| 24 mo | $1,352 | $2,854 | $32,454 |
| 36 mo | $941 | $4,286 | $33,886 |
| 48 mo | $737 | $5,757 | $35,357 |
| 60 mo | $614 | $7,267 | $36,867 |
| 72 mo | $534 | $8,816 | $38,416 |
| 84 mo | $476 | $10,404 | $40,004 |
A longer loan means a smaller payment but more interest.
What can I afford?
With the same down payment, loan and tax settings, that buys a car up to $24,799.
Estimates only. Your lender sets your real rate and your state and dealer set taxes and fees, so check the final numbers before you sign. Typical rates by credit score are rough guides, not offers.